Loans Guide

Mortgage basics

    now more entrepreneurs are choosing to use a mortgage, because one of the advantages is that there is no change in ownership of cases, access to fair value of funds for investment, money begets money, in fact, home values to transfer risk to the Bank, and will be used to maximize the value of the House. So mortgages should have what kind of conditions?

    a. The conditions of the borrower:

    1, 18 years of age, with full civil capacity 2, People's Republic of China citizens (Hong Kong, Macao, Taiwan) 3 other conditions stipulated by the second, and the lending banks. Applicants needed submitted of material:

    1, and housing property card original and the purchase agreement, and invoice 2, and borrowing people effective ID copies (are opposite) 3, and account this copies (couples both) Note: outsiders must submitted stay card 4, and income proved (Bank unified format, must stamped units seal) 5, and marriage proved (married marriage certificate, and unmarried unmarried proved, and divorce divorce card or court judgement, and widowed of death proved and the property public certificate) two. Loan amount:

    1, residential housing: the loan amount can be up to appraised value of such houses, apartments and 70%-80%2: maximum amount of loan does not exceed the appraised value of 70% 3, Villa-type houses: maximum amount of loan does not exceed the appraised value of the 70% 4, commercial housing: maximum amount of loan does not exceed the appraised value of the 60%

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CONTACT:
Wuxi Tongshun Loan Company
TEL:
0510-5768903
FAX:
0510-5768903
E-mail:
service@aoke-rubber.com

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