Introduction of Bank personal unsecured loan for you

    personal unsecured loan or unsecured loan, a personal credit loans without any collateral and guarantee, compared with mortgage amounts are relatively small, typically 10,000 yuan to 200,000 yuan. Personal unsecured loans and mortgages, compared with relatively short, generally 6 months to 48 months, that is four years.

    for banks without any collateral and guarantees personal unsecured loan risk and relatively high lending rates over the same period; but because of the huge demand personal unsecured loans, also led to the underground illegal usury despite repeated prohibitions, from financial markets, therefore, mature product launches personal unsecured loans is imperative.

    personal unsecured loan products first National City Bank (Citibank) launched in the 70 's of the last century and is widely used by banks and other financial institutions. In China, Standard Chartered Bank and the Bank of Ningbo has launched personal unsecured loan products, and Bank of East Asia, HSBC, BNP Paribas also plans to launch later this year of the personal unsecured loan products, market competition will become more intense, but enjoyed by the Chinese people for financial services, will be worth the wait.

    the risk because of the unsecured loans, personal unsecured loans from banks to review qualifications, the threshold is high and relatively high interest rates, General personal personal unsecured loans hard to get banks.

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